RossMery  Mosquera

RossMery Mosquera

Salesperson, REALTOR®

Winzone Realty Inc.

Mobile:
917-515-9783
Office:
(917) 515-9783
Email Me
RossMery  Mosquera

RossMery Mosquera

Salesperson, REALTOR®

Winzone Realty Inc.

Mobile:
917-515-9783
Office:
(917) 515-9783
Email Me

Queens, NY Real Estate | Will Your Current House Fit Your Needs in Retirement?

Will Your Current House Fit Your Needs in Retirement?

Will Your Current House Fit Your Needs in Retirement? | MyKCM

Queens County NY Real Estate Search homes for sale and MLS listings in Queens County, New York. Local information: 3025 houses for sale, 1037 condos, 0 foreclosure listings. Compare schools, property values, and mortgage rates.

As more and more baby boomers enter retirement age, the question of whether or not to sell their homes and move will become a hot topic. In today’s housing market climate, with low available inventory in the starter and trade-up home categories, it makes sense to evaluate your home’s ability to adapt to your needs in retirement.

According to the National Association of Exclusive Buyers Agents (NAEBA), there are 7 factors that you should consider when choosing your retirement home.1

1. Affordability

It may be easy enough to afford your home today but think long-term about your monthly costs. Account for property taxes, insurance, HOA fees, utilities – all the things that will be due whether or not you have a mortgage on the property.”

Would moving to a complex with homeowner association (HOA) fees actually be cheaper than having to hire all the contractors you would need to maintain your home, lawn, etc.? Would your taxes go down significantly if you relocated? What is your monthly income going to be like in retirement?

2. Equity

“If you have equity in your current home, you may be able to apply it to the purchase of your next home. Maintaining a healthy amount of home equity gives you a source of emergency funds to tap, via a home equity loan or reverse mortgage.”

The equity you have in your current home may be enough to purchase your retirement home with little to no mortgage. Homeowners in the US gained an average of over $16,300 in equity last year.

3. Maintenance

“As we age, our tolerance for cleaning gutters, raking leaves and shoveling snow can go right out the window. A condominium with low-maintenance needs can be a literal lifesaver, if your health or physical abilities decline.”

As we mentioned earlier, would a condo with an HOA fee be worth the added peace of mind in knowing that you do not have to do the maintenance work yourself?

4. Security

“Elderly homeowners can be targets for scams or break-ins. Living in a home with security features, such as a manned gate house, resident-only access and a security system can bring peace of mind.”

As scary as that thought may be, any additional security and an extra set of eyes looking out for you always add to peace of mind.

5. Pets

“Renting won’t do if the dog can’t come too! The companionship of pets can provide emotional and physical benefits.”

Evaluate all of your options when it comes to bringing your ‘furever’ friend with you to a new home. Will there be necessary additional deposits if you are renting or moving into a condo? Is the backyard fenced in? How far are you from your favorite veterinarian?

6. Mobility

“No one wants to picture themselves in a wheelchair or a walker, but the home layout must be able to accommodate limited mobility.”

Sixty is the new 40, right? People are living longer and are more active in retirement, but that doesn’t mean that down the road you won’t need your home to be more accessible. Having to install handrails and make sure that your hallways and doorways are wide enough may be a good reason to look for a home that was built to accommodate these needs.

7. Convenience

“Is the new home close to the golf course, or to shopping and dining? Do you have amenities within easy walking distance? This can add to home value!”

How close are you to your children and grandchildren? Would relocating to a new area make visits with family easier or more frequent? Beyond being close to your favorite stores and restaurants, there are a lot of factors to consider.

Bottom Line

When it comes to your forever home, evaluating your current house for its ability to adapt with you as you age can be the first step to guaranteeing your comfort in retirement. If after considering all these factors you find yourself curious about your options, let’s get together to evaluate your ability to sell your house in today’s market and get you into your dream retirement home!

Source... KCM Rossmery Mosquera Blog

 
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RossMery Mosquera
Winzone Realty
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RossMery Mosquera and her Team at Winzone Realty are a friendly, service driven professionals in real estate queens NY, Brooklyn NY , Long Island NY. My Team and I are experts at what we do, but more importantly, we are driven by our desire to help people to. The team approach is our unique value proposition to Queens, Brooklyn, Long Island’ home buyers & sellers, because while most Agents are one person doing many things, we have several Agents doing ONE thing… and being GREAT at it. This ensures expertise throughout all stages of the transaction and allows us to provide the superior level of service our clients deserve. We understand that real estate is a service industry, therefore we treat it as such. Rest assured that when you work with the RossMery’s Team, you’ll be in good hands with people who care.

Here are some of the things we can do for you:

Find Your Next Home
You need someone who knows this area inside and out!  Team RossMery can work with you to find the right home at the right price for you, including all the neighborhood amenities that matter - not to mention the essential criteria you have for your ideal home. homes for sale in Queens NY or condos for sale in Queens.    

Sell a Home
As a realtor in Queens NY, Brooklyn and Long Island... when it's time to move, you need someone who will advertise your home, show to prospective buyers, negotiate the purchase contract, arrange to finance, oversee the inspections, handle all necessary paperwork and supervise the closing. Team RossMery can take care of everything you need, from start to close. 

Consult on Home Selling Tactics
Oftentimes buyers don't visualize living in your home the way you do. Team Rossmery can make your home attractive to its ideal audience - which can help you get top dollar. Things, like staging the home, making repairs or minor improvements, or even simply painting the walls, can be the difference between a home resting on the market and one that's sold fast.

RossMery Mosquera
License R.E. Salesperson
Winzone Realty
www.winzonerealty.com
(718)899-2000
81-15 Queens Blvd
Elmhurst, NY 11373

 



Education: Colombia University of Architecture, Long Island Drafting.

Specialty: Residential, Condos, Co-ops, Rental, Distress Properties, First Time Home Buyers.

Area Covered: Astoria, Bayside, Bellerose, Bellmore, Brooklyn, Bushwick, College Point, Corona, Cypress Hills, East Elmhurst, Elmhurst, Floral Park, Flushing, Forest Hills, Fresh Meadows, Glendale, Howard Beach, Jackson Heights, Jamaica, Kew Gardens, Long Island City, Maspeth, Middle Village, New Hyde Park, Ozone Park, Queens Village, Rego Park, Richmond Hill, Ridgewood, South Ozone Park, South Richmond Hill, Sunnyside, Whitestone, Woodhaven, Woodside

Languages Spoken: English, Spanish